Lasse Glassen | Addo IR |
Jeff Hilzinger | President and CEO |
Lou Maslowe | SVP and CRO |
Brian Hogan | William Blair |
Bill Dezellem | Tieton Capital Management |
Greetings, and welcome to the Marlin Business Services Corporation Third Quarter 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. It is now my pleasure to introduce your host, Lasse Glassen with Addo Investor Relations.