Lasse Glassen | ADDO Investor Relations |
Jeffrey A. Hilzinger | President and CEO |
Lou Maslowe | SVP and Chief Risk Officer |
Michael R. Bogansky | SVP and CFO |
Christopher York | JMP Securities |
Greetings and welcome to the Marlin Fourth Quarter and Full Year 2019 Earnings Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions].
As a reminder, this conference is being recorded.