Suzanne Shepherd | Senior Vice President of Investor Relations |
Alan Colberg | President and Chief Executive Officer |
Richard Dziadzio | Chief Financial Officer. |
Kai Pan | Morgan Stanley |
John Nadel | UBS |
Mark Hughes | SunTrust |
Christopher Campbell | KBW |
Welcome to Assurant's Fourth Quarter and Full Year 2018 Earnings Conference Call and Webcast. [Operator Instructions] It is now my pleasure to turn the floor over to Suzanne Shepherd, Senior Vice President of Investor Relations.
You may begin.
Thank you, Christina, and good morning, everyone. We look forward to discussing our fourth quarter and full year 2018 results with you today.