James Beckwith | President and CEO |
Heather Luck | Senior Vice President and CFO |
Andrew Terrell | Stephens |
Gary Tenner | D.A. Davidson |
Woody Lay | KBW |
Good day, everyone. And welcome to the Five Star Bancorp Third Quarter Earnings Webcast. Please note, this is a closed conference call and you are encouraged to listen via the webcast. After today’s presentation, there will be an opportunity for those provided with a dial-in numbers to ask question. [Operator Instructions] Before we get started, let me remind you that today’s meeting will include some forward-looking statements within the meaning of applicable securities laws.