Dana Nolan | Investor Relations |
Grayson Hall | Chief Executive Officer |
David Turner | Chief Financial Officer |
John Turner | Senior Executive Vice President and Head, Corporate Banking Group |
Barb Godin | Senior Executive Vice President and CCO, Company and Regions Bank |
John Owen | Senior Executive Vice President, Head, Regional Banking Groups, Company and the Bank |
Peter Winter | Wedbush Securities |
Michael Rose | Raymond James |
Rob Hansen | Deutsche Bank |
Geoffrey Elliott | Autonomous Research |
Steve Moss | FBR |
Betsy Graseck | Morgan Stanley |
Ken Usdin | Jefferies |
Jennifer Demba | SunTrust |
John Pancari | Evercore ISI |
Vivek Juneja | J.P. Morgan |
Saul Martinez | UBS |
Good morning. And welcome to the Regions Financial Corporation’s Quarterly Earnings Call. My name is Paula, and I will be your operator for today’s call. I would like to remind everyone that all participants online have been placed on listen-only. At the end of the call, there will be a question-and-answer session.