F. Morgan Gasior | Chairman & CEO |
Paul Cloutier | CFO |
Kevin Reevey | D. A. Davidson |
Brian Martin | FIG Partners |
Good day, ladies and gentlemen, and welcome to the BankFinancial Corporation Third Quarter 2017 Earnings Conference Call. And at this time, all participants are in a listen-only mode. Later we'll conduct a question-and-answer session and instructions will follow at that time [Operator instructions] As a reminder, this conference is being recorded. I'd like to introduce your host for today's conference, F. Morgan Gasior, Chairman and CEO.