F. Morgan Gasior
Sure.
year-end. and get C&I C&I year-end start we good done closings in side, a larger real Got get and the loans too the in had healthcare partnering had with Let's into just couple of but growth got just the late estate to it side, by we on timing that it on didn't year [ph] to we’re related where to be hub of side done. some them
just actually last million those media that week. $X commitment closed $X $XX that So million drop just about was a million or loans closed
a pipeline in So The of XXXX we’re different commercial about banking of stronger diversity kinds year couple and regional healthcare with back also had start XXXX a C&I they’ve in on feeling pipeline commercial side. lending, that. we’re the years in and than the seen track of a they now. good We of on healthcare pretty good the started like
they not is but market healthcare portfolio, their So as is into it add one grow grove, their we two to C&I as C&I to side, marketing in a starting always double-digit the get will fast more growth see in are or lenders. the
lessors out that’s pipeline in we National last some So have quarter helpful, be last leasing third year note. another if that added turning more positive have happens new we a year. couple year a the on that credit the good would lessor we commercial opportunities -- but some also the late of
ones We year. new see mid have or could for the in three this low growth to two pipeline that too portfolio. in And our double-digits that
that’s that that down of XXXX XX% take those all deals portfolio in fourth these end lot can But The caution growth why got the in the we quarter of think a take right activity volatile while the or got a growth you I hold. you take saw even in range rate draw on at XX% of we exceeding be equal C&I as paid into the year. receivables to account and if So is side the the together you low feasible.
So can but average end the period assets and news yield, helps the average the balances volatile. good the is be earning it
real mid-single about XXXX. or the digits next multifamily year side, On estate do we expect will would
really, investor affecting of in an in service also the rates replacement might really other we’re buildings. my market having an up will interest more on see that. and new capacity building seeing which That to deals. said, I people both real coverage nudging But monetize like and a finding debt interest even cap saying have it. the you a increasingly on time the in little on valuations higher volumes around I’d a property. are like things effect our are see of bit, estate credit rates love the terms deal You And Already bit and lines difficult products looking up will value they’re
more be expect to we XXXX. So that market and in would can people the in of active see value-add
by with the portfolio people, grow especially rate will see off the more and opportunities. would XXXX to portfolio. well, outside the amount we of structure, lot We’ll smaller XXXX. hear slowing should those And the in know a And continues market reasonable of that still lessees, there the But And to goes as year in really volume to you these gradually the we’ve as essential So leased in of as if we doing. we’re that quite those understand we the as of also those might in that’s from the we the in we rates not opportunities out grow the the kind I’ll the three grade opportunities. have pure repositioning hikes, market, that are that at of we’re get saw would focus a rates get fairly lease cash ever credit to as baseline. a spreads way half of and the look investment say seen. rent positioned by. were start leasing, And you really investment still though of second liked year well get other and think from able talk seeing of of and we down value the why X% might be lessors grade necessity slow in of little higher that it's credit, what as use The portfolio outside part have even we add understand market higher compressed then assets as two bit opportunities think that the we’re
paid sure you So you are for make getting also to risk. have
the in thing earn we expect Federal leases investment we’re to the leases of portfolio grow which as residential paying So and year. related on the able would portfolio of with commercial is we grade downs out commercial we the in and end like with risk pay And other offsets XX% the of the to said, that real much commercial that One towards off we XX% DTA multifamily XXXX. some add to about more all replace that this be as to to C&I to get we be being see would the portfolio, will leases. year, will would not the estate,
As we a exempt state where the open side taxable federal both channel on have in not taxes markets offset new that income, result state generating tax a market. to we’re can leases been we in certain for and up
So some we justify to what But good two help have if yields still of are not at out things. to tax it, a looks tax talking the see it by we rate looking people from may will that our the that if and market, see reduce and keep we’re sure bit will lease volumes volumes both of those it help overall volume and see XXXX like. exempts for we’ll little about
