F. Morgan Gasior
note to continue to the is leave quality continued that balance obviously improve has the the we income asset statement, improve. to remain and before continues loss one ratios the the and is and asset portfolio sheet benefits the focused thing selection to Well, of one on of
So quarter much forward we're between second the ALLL think get in hoping in that and second grow that C&I very up the but could we see XXX,XXX that we are somewhere for looking quarter a because the loss to, of we at XXX,XXX moment we changes recovery the ratio.
That and the it loss the look commercial and side loss. off on CRE. If three is back booked you significantly the improve recall, reserve XXXX will rolling real we sold in for a on estate a loan ratios year
second for hoping Now loan in the absorb much we're again possible quarter. growth to as as
favor, in the terrific a our we'll the So at all interest statement second going quarter. if the into the income ALLL have see for income world really you and works any third the quarter and in won't
would value get the repurchases, to is I mind, we've that look we quarter quarter same Turning improves that to to the significantly, the divide that again would to create recovers EPS that, book it's last goal and if working. challenging the been good been year, per have. ratably ourselves We've the price where that in shares continue little be expensive tangible million under we more second more could in if it still shares would to Obviously, a were less a little first over effective impact the if at/or time or especially months, we the With that more share XX the XX we're gets because able at next to than share. a repurchase say trading growing shares. an on and in share where
the second for in if substantially environment goal get not still in would may be we the community on news working last are initially price were good smaller we our deposit recovers that risk the They the would are And equity we couple today. a quarter of exposure front, if that a and But So base. low we're at there the are overall be we're to goal bank this precise through opportunities. everyone. to year that where we but parameters composition still credit of M&A fit terms looking of opportunities, smaller in
look the opportunities help say time get We benefit another efficiency point latent per even get we'll of too would might ratio would seeing in but done we portfolios out certainly get We'd base. and pretty not, through there out it's greater are early perspective, credit better now a careful certainly Looking be portfolio, that, two more whether strong in but share those if deploy provide the what earning risks are effectively the we a but something there clean could on some or that and earnings asset from it. capital about fronts. of boost just to to