|F. Morgan Gasior||Chairman and Chief Executive Officer|
|Paul Cloutier||Executive Vice President, Chief Financial Officer and Treasurer|
|Kevin Reevey||D.A. Davidson|
|Brian Martin||FIG Partners LLC|
Ladies and gentlemen, thank you for standing by and welcome to the BankFinancial Corp Third Quarter 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator instructions] As a reminder, today’s program is being recorded.
And now, I’d like to introduce your host for today’s program, F.