F. Morgan Gasior
talk think XXXX. I full-year And Yes. about let’s
we As some predict. prepayments will of hard headwinds they’re to see noted from kind we earlier, and
is Sometimes And borrowers, we’re a working us that with who heads-up. give helpful.
request and just get it depends. we for statement, a a payoff Sometimes just
go, the We, kind we face where some but headwinds, XXXX goals we goals are same. remain of look if our now. from end the We the might So, remain let’s same. at of the
better. loan And we the to original if if towards incremental some base. to asset side, be was be the there, means, place sooner $X.X our pretty to from It’s investment with back billion, the liability the that On quickly. the leases at get that rolls loan little we quarter cash grade fourth yield. lessor good engagement it’s get goal a It good a bit a an from a place skew for portfolio our perspective to mix continues the credit provides quality perspective, off can
will be backup that going So our forward. plan
lease portfolio achievable. but especially a kind overall, So, should a of be quickly commercial equipment finance side, we’d a to if of better with end volume will XXXX, pretty the and runs got of be But portfolio in side X.XX% we the mix it the by bit challenge, happy. it be that that
the with We’re of also more few going and a add look course base give to next broader of people during win chances to a to year ourselves lessors.
pipeline. some new we said, existing business that we side, in have I with – as customers C&I the The large have some
some some probably the who group the bit so line loan a on there newer But million seems between people, also therefore, new XXX transactions million million commercial have capital smaller XXXX to The a business These get are and there that on $XXX goal on little are the bit be larger; low somewhere new transactions with about a side faster. of $XXX pipeline. end the will of or of We side, million our on credit, opportunity little be right. the portfolio goal in the some $XXX to a a to come equipment, with us larger customers some we customer those improvements facilities side. portfolio maybe, to but high would at
of portfolio, that On greatest is that of one the amount the terms multifamily in productivity. the challenge has
we’re be on to the amount of get where of that’s the At we’d million high we scale, most non-recourse, they’re best of because underwriting our very out very uncertain. environment customer at end, of risk. that Just go. they support and topped XXXX. where with. $XXX just capital the more underwriting level about prepayments, take we that risk the proceeds that’s more likely very, and markets, of comfortable an with to not in trading There’s say level, that buildings I’d But because rate end the many can at the portfolio earlier
million $XXX hit the at the other lower of then the seam a on say, hand, result the refinances, [ph] replacing with risk feasible. we, around of I’d seems end If year a payoffs
of I of that of So, to high somewhere. in is XXXX, $XXX million; beyond go low are for multi million assume would evident end model us that and really $XXX to end things multi to a hesitate put that would is
up go down In might commercials, It same. $XX by they $X will about it might by stay the million. go million.
in which we follow We We’re looking at right office really some see and opportunities here not smaller much up the on. do now. retail Chicago, and industrial some space too in
risk no even remains saying risk leverage because estate on compression us it remains to that NOI of have taxes and low the to the but and not high real in stable be of tenants retail pretty to with We’re would Chicago get higher. utilities given pretty ever, interested, vacancy
been just keep So, stuff, doing occupancies we for competitors and non-recourse it’s, going stabilized out to it’s there which do. lot – see people not we’re of stuff a we hard also these to is