|F. Morgan Gasior||Chairman and CEO|
|Manuel Navas||D.A. Davidson|
|Brian Morgan||Janney Montgomery|
Ladies and gentlemen, thank you for standing by and welcome to the BankFinancial Corp Second Quarter 2021 Earnings Conference Call. At this time, all participant's lines are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions] I would now like to hand the conference over to your speaker today Mr.