|F. Morgan Gasior||Chairman and CEO|
|Manuel Navas||D.A. Davidson|
|Brian Morgan||Janney Montgomery|
Good day and thank you for standing by. Welcome to the BankFinancial Corp Q3 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.