F. Morgan Gasior | Chairman and Chief Executive Officer |
Paul Cloutier | Executive Vice President and Chief Financial Officer |
Manuel Navas | D.A. Davidson & Co. |
Brian Martin | Janney Montgomery Scott LLC |
Good day, and thank you for standing by. Welcome to the BankFinancial Corporation's Q3 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.