Steve Elder | Investor Relations |
Melissa Smith | President and Chief Executive Officer |
Roberto Simon | Chief Financial Officer |
Ramsey El-Assal | Barclays |
Sanjay Sakhrani | KBW |
Darrin Peller | Wolfe Research |
Jim Schneider | Goldman Sachs |
Ryan Cary | Bank of America/Merrill Lynch |
Peter Christiansen | Citi |
Bob Napoli | William Blair |
Good morning. My name is Lance, and I will your conference operator today. At this time, I would like to welcome everyone to the WEX Second Quarter 2019 Earnings Call. [Operator Instructions] Thank you. Mr.