Steve Elder | Investor Relations |
Melissa Smith | President and Chief Executive Officer |
Roberto Simon | Chief Financial Officer |
Tien-Tsin Huang | JPMorgan |
Ramsey El-Assal | Barclays |
Sanjay Sakhrani | KBW |
Darrin Peller | Wolfe Research |
Robert Napoli | William Blair |
Ryan Cary | Bank of America Merrill Lynch |
Peter Christiansen | Citi |
Ladies and gentlemen, thank you for standing by and welcome to the WEX Third Quarter 2019 Earnings Call. [Operator Instructions] Please be advised that today’s conference is being recorded. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions]
I would now like to hand the conference over to your speaker today, Mr.