Steve Elder | Senior Vice President of Global Investor Relations |
Melissa Smith | Chair of the Board, Chief Executive Officer |
Roberto Simon | Chief Financial Officer |
Sanjay Sakhrani | Keefe, Bruyette & Woods North America |
Damian Wille | Barclays |
Steven Wald | Morgan Stanley |
Bob Napoli | William Blair & Company |
Darrin Peller | Barclays |
Tien-tsin Huang | JPMorgan |
Ladies and gentlemen, thank you for standing by and welcome to the WEX first quarter 2020 earnings call. At this time, all participants are in listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions]. And please be advised that today's conference is being recorded.