Steve Elder | Senior Vice President-Global Investor Relations |
Melissa Smith | Chairman and Chief Executive Officer |
Jagtar Narula | Chief Financial Officer |
Ramsey El-Assal | Barclays |
Nik Cremo | Credit Suisse |
Mihir Bhatia | Bank of America |
Bob Napoli | William Blair |
Sanjay Sakhrani | KBW |
Darrin Peller | Wolfe Research |
Sheriq Sumar | Evercore ISI |
Jeff Cantwell | Wells Fargo |
My name is Chantal, and I will be your conference operator today. At this time, I would like to welcome everyone to the WEX Q3 2022 Earnings Conference Call.
As a reminder, today's conference call is being recorded. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.