Steve Elder | SVP, Global IR |
Melissa Smith | Chairman and CEO |
Jagtar Narula | CFO |
Mihir Bhatia | Bank of America Merrill Lynch |
Nik Cremo | Credit Suisse |
Ramsey El-Assal | Barclays |
Trevor Williams | Jefferies |
Bob Napoli | William Blair |
David Koning | Baird |
Andrew Jeffrey | Truist Securities |
Ken Suchoski | Autonomous Research |
James Faucette | Morgan Stanley |
Darrin Peller | Wolfe Research |
Jeff Cantwell | Wells Fargo |
Good morning. My name is David, and I’ll be your conference operator today. At this time, I would like to welcome everyone to the WEX Q4 2022 Earnings Call. Todays conference is being recrded. All lines have been placed on mute to prevent any background noise.