Steven Elder | SVP, Global IR |
Melissa Smith | Chairman, President & CEO |
Jagtar Narula | CFO |
Mihir Bhatia | Bank of America Merrill Lynch |
Darrin Peller | Wolfe Research |
Nikolai Cremo | Crédit Suisse |
Tien-Tsin Huang | JPMorgan Chase & Co. |
Sanjay Sakhrani | KBW |
Trevor Williams | Jefferies |
Christopher Svensson | Deutsche Bank |
David Koning | Robert W. Baird & Co. |
Dan Dolev | Mizuho Securities |
Good morning. My name is Emma, and I will be your conference operator today. At this time, I would like to welcome everyone to the WEX Q2 2023 Earnings Call. [Operator Instructions].
Steve Elder, Senior Vice President of Global Investor Relations, you may begin your conference.