Isil Muderrisoglu | Head-Investor Relations |
Mark Pearson | President and Chief Executive Officer |
Robin Raju | Chief Financial Officer |
Nick Lane | President-Equitable Financial |
Kate Burke | Chief Operating Officer and Chief Financial Officer-AllianceBernstein Corporation |
Ryan Krueger | KBW |
Tom Gallagher | Evercore ISI |
Jimmy Buller | JPMorgan Securities |
Michael Ward | Citi |
Andrew Kligerman | Credit Suisse |
Tracy Benguigui | Barclays |
Suneet Kamath | Jefferies |
Mark Hughes | Truist |
Alex Scott | Goldman Sachs |
Good morning. My name is Rob, and I will be your conference operator today. At this time, I would like to welcome everyone to the Equitable Holdings Fourth Quarter and Full Year Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.