Laura Bainbridge | Investor Relations |
Darryl Rawlings | Chief Executive Officer |
Tricia Plouf | Chief Financial Officer |
Andrew Cooper | Raymond James |
Jon Block | Stifel |
Mark Argento | Lake Street Capital Markets |
Kevin Ellich | Craig-Hallum |
Mike Chen | RBC Capital Markets |
Good afternoon, and welcome to the Trupanion Fourth Quarter 2018 Financial Results Conference Call. Participating on today's call are Darryl Rawlings, Chief Executive Officer; and Tricia Plouf, Chief Financial Officer.
Before we begin, I would like to remind everyone that during today's conference call we will make certain forward-looking statements regarding the future operations, opportunities and financial performance of Trupanion within the meaning of the Safe Harbor provision of the Private Securities Litigation Reform Act of 1995. These statements involve a high degree of known and unknown risks and uncertainties that could cause actual results to differ materially from those discussed. A detailed discussion of these and other risks and uncertainties are included in our earnings release, which can be found on our Investor Relations website, as well as the company's most recent reports on forms 10-K and 8-K filed with the Securities and Exchange Commission.