Dara Dierks | Investor Relations |
Steven Streit | President and Chief Executive Officer |
Mark Shifke | Chief Financial Officer |
Andrew Schmidt | Citigroup |
Bradey Berning | Craig-Hallum Capital Group |
Andrew Jeffrey | SunTrust Robinson Humphrey |
Robert Napoli | William Blair & Company |
Joseph Vafi | Loop Capital Markets |
Ramsey El Assal | Barclays |
Steven Kwok | KBW |
Ashish Sabadra | Deutsche Bank |
Reggie Smith | JPMorgan |
Good day, everyone, and welcome to the Green Dot Corporation Fourth Quarter 2018 Earnings Conference Call. Please note that the contents of this call are being recorded. And I'd now like to turn the call over to Dara Dierks. Please go ahead with your presentation.
Thank you, and good afternoon, everyone.