and good Chris, everyone. you, Thank afternoon,
his of trading partner the in we to in better a part management, bit had due some than earlier marketing quarter the spend timing and mentioned of George of As was portfolios. extending cost expected comments, life the
accounts let's Now part segment, in segments. In the we from our the past. by program in revenue in Consumer turn a year-over-year XX% by to dynamics have in the the decline was a driven of retail and nonrenewal discussed down
building attrition rates. our remain to competition. in solely Specifically, foot as brand. The change weigh dynamic more to channel This be invest in we overall accounts by legacy patterns growth impacted channel continues direct in brands impacted retail on in by digital and consumer active traffic a continues GOXbank our
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growth improved quarter, double-digit and division in quarter year we of continues performance, versus to was which see encouraged GOXbank. remain the revenue the mid-single the digits each in segment just the direct XXXX. from of total GOXbank. channel XX% of Revenue in turning over Now direct channel, this The declines down was prior by and to
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see of to in with revenue continued XX% in and declines brands declines accounts legacy GDV. slightly quarter The the larger in approximately
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strategies in see engaged as direct acquire, consumers We continue continuing more accounts. hone channel trends top-of-the-funnel to to the higher-value highly retain positive retain the our and while to engage we
retail faster continues per in The has higher gradual direct account in revenue saw benefit direct to channel improvement the will growth time. the growth. and overall mix see from segment While solid revenue active over and count, per
looking Last, and at profits margins.
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to in deploy those expect quarters. the funds we However, coming
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segment revenue Turning to segment. decline the modest a was in slight Movement growth Money profit. There in and
transfers, mid-single-digit advance had saw revenue to Our Network tax in from we other with cash decline in as in of growth refund taxpayer business, the volumes significantly a revenue by a the the moderated decline the decline segments. strong double-digit in each a transfer successful accounts program. the from from quarters XXXX. Green we refer trend seasonally in mid-single-digit that This impact driven and declines active which of quarter Dot principally has saw in TPG, our XXXX and solid, in line growth
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smaller partner adjustments. final of sharing, environment. interest as pay reflects earn we the intercompany as Other, and segment, and net interest higher some income, our revenue year-over-year Corporate down partners, well in share a costs BaaS to on income was net Our of Interest due bank, interest salaries and our administrative we to rate
rapidly discussed with in investments last due pay has the on partners. administrative the earn an between year part the were versus Salaries rising we expenses other large X% we the blended created the rate to rate technology up yields and associated expenses general environment last cash quarter, and conversions. As our and we imbalance and best
guidance. to Turning
revenue We million of and to EBITDA guidance of billion, our are of a $XXX $X.XX non-GAAP EPS to million reiterating in to $XXX full range adjusted billion of year a $X.XX in range $X.XX. $X.XX
targeting. confident intend the to with throughout good pushed the the we the year. start that like of the the off change to to performance We targets results, quarter QX happy year, I and to the year, are have comes still there's to and range currently books of whether year. quarter in we It's remainder healthy deciding marketing remain We're spend I'd another the when dollars a to we're our and the in first on economic debate early it for a outlook. the before in
help we bit color cadence more XXXX. a with for To me how you provide of rest your the general modeling, the on let see
Our patterns, about smaller to quarter and or and third I an fourth exciting quarter partners in revenue outlook and the growth quarter BaaS ramp slight as with for we some partner second flattish business. to across revenue continue of for is other in declines the prospect the expect the the be less while the up third incur X/X the the of to are in in expected to first our of quarter margins lowest EBITDA to the prior flat year, and half fourth with more in with second line seasonal be quarters year. the
be some As QX matter, XXXX to general due discussed benefits cost earnings year-over-year a I we our our year on to call. onetime margin last expect in down that
active key like a I metric follows. to which the color on that I accounts, bit would a our more know is provide market also
as and accelerate are build you and declines second the As expect recently we this have quarters, to the we we in move models. of through that experienced, segment in Consumer to third accounts you sure aware we what beyond make want your
second direct as our will some platform be complete the we the we in brands in sunsetting conversions. quarter channel, Specifically,
efforts attrition many making convert will will to GOXbank, we accounts accelerate these legacy and not that of are covert brands. we to While the those expect
driving That force I declines on a this channel As segment. of slow second we've the seen active moderate, mentioned, the our bit in to remains attrition in focus accelerated GOXbank quarter our momentum intact. Consumer accounts and making could said, that year-over-year in this the
will its fact, more impact become we will this move larger as after a that a channel GOXbank of In rate have growth occurs, and pronounced part forward.
the result half account expect runoff we of experience will segment, BXB in partners, PayCard year. a the metrics we launching partner would as second growth improving new work of of the to de-converting and the through In BaaS continued
more a mentioned that full earlier. decline outlook the the revenue flattish initial segments. growth year Now to segment, thoughts our provide teens let and I color in expect segment revenue than higher for BXB each me accelerated to expect the just upper the I segment, legacy the of brand the of for profit. on the attrition In financial I with year bit year-over-year our due In a bit mid-teens, Consumer in profit segment
the Other should to still higher while earnings single In as segment, the $XX platform the $XX headwind expenses face with segment, Turning growth the expect Movement begin profits. through the to to revenue still we million in revenue digits and million flattish conversions. segment progress I Money low costs move from we our share the cutting reflect Corporate in
diluted XX.X% non-GAAP be weighted the share For tax full effective I year, to our average count and shares. XX to expect be the million approximately rate
With over closing that, his let it for turn comments. to George me
