Mike Eliason | Investor Relations |
Jim Hallett | CEO |
Eric Loughmiller | EVP and CFO |
Ryan Brinkman | JPMorgan |
John Murphy | Bank of America Merrill Lynch |
Craig Kennison | Robert W. Baird & Co. |
Stephanie Benjamin | Truist Securities |
Daniel Imbro | Stephens, Inc. |
Good morning, ladies and gentlemen, and welcome to the KAR Auction Services, Incorporated Fourth Quarter and Fiscal Year 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. [Operator Instructions] I would now like to turn the conference over to your host Mr. Mike Eliason, Vice President, Investor Relations and Treasurer. Please go ahead.