Jeremy Hellman | Senior Associate, The Equity Group |
Brad Bernstein | CEO |
Russ Heiser | CFO |
Steve Emerson | Emerson Investment Group |
Larry Lytton | Second Line Capital |
Greetings and welcome to the FlexShopper Third Quarter 2018 Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. It is now my pleasure to introduce your host, Jeremy Hellman.