Sameer Gokhale | Head, Investor Relations |
Scott Sanborn | Chief Executive Officer |
Tom Casey | Chief Financial Officer |
Bill Ryan | Seaport Research |
David Chiaverini | Wedbush Securities |
Michael Perito | KBW |
Giuliano Bologna | Compass Point |
Good afternoon. Thank you for attending the LendingClub Corp Second Quarter 2022 Earnings Call. My name is Matt and I will be your moderator for today's call. [Operator Instructions] I would now like to pass the conference over to our host Sameer Gokhale, Head of Investor Relations for LendingClub. Sameer, please go ahead.