Sameer Gulati | Chief Operations Officer |
Scott Sanborn | Chief Executive Officer |
Drew LaBenne | Chief Financial Officer |
Bill Ryan | Seaport Research |
David Chiaverini | Wedbush Securities |
Giuliano Bologna | Compass Point |
John Rowan | Janney Montgomery |
Michael Perito | KBW |
Good afternoon. Thank you for attending today's LendingClub Fourth Quarter 2022 Earnings Conference Call. My name is Megan and I will be your moderator for today's call. All lines will be muted during the presentation portion of the call with an opportunity for questions and answers at the end.
I would now like to pass the conference over to our host Sameer Gulati with LendingClub.