Charles Funk | CEO, President and Director |
Jim Cantrell | Chief Investment Officer and interim CFO |
Kevin Kramer | COO & COO, MidWestOne Bank |
Kent Jehle | Chief Credit Officer & EVP |
Jeff Rulis | DA Davidson |
Andrew Liesch | Sandler O’Neill |
Damon DelMonte | KBW |
Nathan Race | Piper Jaffary |
Brian Martin | FIG partners |
Welcome to the MidWestOne Fourth Quarter 2017 Earnings Conference Call. [Operator Instructions]. Please note this event is being recorded. I would now like to turn the conference call over to Charles Funk, President and CEO. Please go ahead sir.