Charlie Funk | Chief Executive Officer |
Gary Sims | Chief Credit Officer |
Barry Ray | Chief Financial Officer |
Len Devaisher | President |
Jim Cantrell | Treasurer and Chief Investment Officer |
Brendan Nosal | Piper Sandler |
Jeff Rulis | D.A. Davidson |
Terry McEvoy | Stephens |
Damon DelMonte | KBW |
Brian Martin | Janney Montgomery Scott |
Good morning and welcome to the MidWestOne Financial Group’s Fourth Quarter 2020 Earnings Call. [Operator Instructions] Please note that this event is being recorded. Also this presentation contains forward-looking statements relating to the financial conditions, results of operations and businesses of MidWestOne Financial Group, Inc.
Forward-looking statements generally include words such as believe, expects, anticipate and other similar expressions. Actual results could differ materially from those indicated.