Barry Ray | Chief Financial Officer |
Chip Reeves | Chief Executive Officer |
Len Devaisher | President and Chief Operating Officer |
Gary Sims | Senior Vice President and Chief Credit Officer |
Brendan Nosal | Piper Sandler & Co. |
Terence McEvoy | Stephens Inc. |
Damon DelMonte | KBW |
Brian Martin | Janney |
Ladies and gentlemen, welcome to the MidWestOne Financial Group, Inc. Fourth Quarter 2022 Earnings Call. My name is Glenn, and I will be the moderator for today's call. [Operator Instructions]
I will now hand you over to your host, Barry Ray, CFO of MidWestOne, to begin.