Trent Ziegler | IR |
Doug Lebda | CEO |
J.D. Moriarty | CRO |
Youssef Squali | Truist Securities |
Jed Kelly | Oppenheimer |
Stephen Sheldon | William Blair |
John Campbell | Stephens |
Melissa Wedel | JP Morgan |
Rob Wildhack | Autonomous Research |
Jamie Friedman | Susquehanna |
Kunal Madhukar | Deutsche Bank |
Good afternoon, ladies and gentlemen, and welcome to the LendingTree, Inc. Fourth Quarter Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this conference is being recorded.