and historically, it. going in of take and from J.D. It's here The you've One, second you've time challenging Purchase more that on. difficulty close. loan that is us it purchase than - we've talk purchase I'll the about about refi as is talked to First, for with John, purchase, XXXX to was half those heard shift absolutely two obviously inventory right? headwinds, is officers refi. got
rates. The rising second just headwind is obviously
refi of data data, forecast lot just volumes. the you as purchase seen time is you've XXXX look we for so year MBA bit. purchase quite at well. overall year a on the tricky just always this changed for as to a because the out macro MBA a They and took And look forecast if of obviously their declining And data down at next
So that's tricky.
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amount monitor monitor regular things would doing, one other what and you loan we ask among as our - workforce thing seen imagine. is are a So partners in reductions we've on that lender right? fair and officers, that, you that the of we is Now the we might basis, of a
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