Heather Worley | Director, Investor Relations |
Mike Maddox | President and Chief Executive Officer |
Ben Clouse | Chief Financial Officer |
Randy Rapp | President |
Brady Gailey | KBW |
Michael Rose | Raymond James |
Jennifer Demba | Truist Securities |
Andrew Liesch | Piper Sandler |
Matt Olney | Stephens, Inc. |
Good morning and welcome to CFB's Third Quarter 2022 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note that this event is being recorded. I would like to turn the call over to Ms. Heather Worley.