Greg Seward | General Counsel |
Chip Mahan | Chairman and CEO |
Huntley Garriott | President |
Brett Caines | CFO |
Steve Smits | Chief Credit Officer |
Jennifer Demba | SunTrust |
Chris Donat | Piper Sandler |
Ladies and gentlemen thank you for standing by and welcome to the First Quarter 2020 Live Oak Bancshares, Incorporated Earnings Conference Call. [Operator Instructions]
I would now like to hand the conference over to your speaker today, Greg Seward, General Counsel for Live Oak Bancshares. Thank you and please go ahead, sir.
Thank you and good morning everyone.