Greg Seward | General Counsel |
Chip Mahan | Chairman and CEO |
Huntley Garriott | President |
Brett Caines | CFO |
Steve Smits | Chief Credit Officer |
Neil Underwood | President and Chief Operating Officer |
Jennifer Demba | SunTrust |
Chris Donat | Piper Sandler |
Ladies and gentlemen thank you for standing by and welcome to the Q2 2020 Live Oak Bancshares, Inc. Earnings Conference Call. [Operator Instructions] I would now like to turn the conference over to Mr. Greg Seward, General Counsel for Live Oak Bancshares. Thank you, sir.