Greg Seward | EVP and General Counsel |
Chip Mahan | Chairman and CEO |
Neil Underwood | President and Director |
Huntley Garriott | President, Live Oak Banking Company |
Brett Caines | CFO |
Steve Smits | Chief Credit Officer |
Jennifer Demba | Truist Securities |
Michael Perito | KBW |
Steven Alexopoulos | JPMorgan |
Chris Donat | Piper Sandler |
Good day and thank you for standing-by. Welcome to the Second Quarter 2021 Live Oak Bancshares Earnings Conference Call. At this time all participant lines are in listen-only mode. After the presentation there will be a question-and-answer session. [Operator Instructions].