Gregory Seward | executive |
James Mahan | executive |
William C. (BJ) Losch III | executive |
Huntley Garriott | executive |
Steven Alexopoulos | analyst |
Crispin Love | analyst |
Neil Underwood | executive |
Michael Perito | analyst |
Thank you for standing by, and welcome to Live Oak Bancshares Third Quarter 2022 Earnings Conference Call. [Operator Instructions]
I would now like to hand the conference over to General Counsel and Chief Risk Officer at Live Oak Bank, Greg Seward.
Thank you, and good morning, everyone. Welcome to Live Oak's Third Quarter 2022 Earnings Conference Call.