Greg Seward | Chief Risk Officer and General Counsel |
Chip Mahan | Chairman and Chief Executive Officer |
William Losch | Chief Financial Officer and Chief Banking Officer |
Huntley Garriott | President, Live Oak Bank |
Steven Smits | Chief Credit Officer |
Crispin Love | Piper Sandler |
Steven Alexopoulos | JP Morgan |
David Feaster | Raymond James |
Brandon King | Truist Securities |
Michael Perito | KBW |
Good morning, ladies and gentlemen, and welcome to the Live Oak Bancshares Q2 Earnings Conference Call. At this time, all lines are in listen-only mode.
Following the presentation, we will conduct a question-and-answer session. [Operator's Instructions] This call is being recorded today, Wednesday, July the 26th, 2023.
I would now like to turn the conference over to Greg Seward, Chief Risk Officer and General Counsel.