Gregory Seward | executive |
James Mahan | executive |
BJ Losch | executive |
Brandon King | analyst |
Michael Perito | analyst |
Steven Smits | executive |
Eric Specter | analyst |
Alex Lau | analyst |
Good morning, ladies and gentlemen, and welcome to the Live Oak Bancshares Q3 Earnings Conference Call. [Operator Instructions] This call is being recorded on Thursday, October 26, 2023. I would now like to turn the conference over to Greg Seward, General Counsel and Chief Risk Officer. Please go ahead.
Thank you, and good morning, everyone.