Maggie Karr | Head, Investor Relations |
Bill Greenberg | President and Chief Executive Officer |
Nick Letica | Chief Investment Officer |
Mary Riskey | Chief Financial Officer |
Doug Harter | Credit Suisse |
Trevor Cranston | JMP Securities |
Kenneth Lee | RBC Capital Markets |
Bose George | KBW |
Rick Shane | JPMorgan |
Eric Hagen | BTIG |
Good morning. My name is Sherry and I will be your conference facilitator. At this time, I would like to welcome everyone to Two Harbors' Fourth Quarter 2022 Financial Results Conference Call. All participants will be in a listen-only mode. After the speaker's remarks, there will be a question-and-answer period.