Allyson Pooley | Investor Relations |
Leon Holschbach | President and Chief Executive Officer |
Jeff Ludwig | Chief Financial Officer |
Michael Perito | KBW |
Terry McEvoy | Stephens |
Kevin Reevey | D.A. Davidson |
Andrew Liesch | Sandler O’Neill |
Eric Rubin | Bank Investor |
Good day, ladies and gentlemen and welcome to the Q4 2017 Midland States Bancorp Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to introduce your host for today’s conference, Ms.