Allyson Pooley | Investor Relations |
Leon Holschbach | President, CEO, Midland States Bancorp, Inc. |
Jeff Ludwig | President, Midland States Bancorp, Inc. and CEO, Midland States Bank |
Steve Erickson | CFO Midland States Bancorp, Inc. and Midland States Bank |
Kevin Reevey | D.A. Davidson |
Terry McEvoy | Stephens |
Michael Perito | KBW |
Andrew Liesch | Sandler O'Neill |
Good day, ladies and gentlemen and welcome to the Midland States Bancorp First Quarter 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to turn the conference over to Allyson Pooley of Financial Profile.