Craig Barberio | Vice President of Investor Relations |
Dennis Gilmore | Chief Executive Officer |
Mark Seaton | Executive Vice President and Chief Financial Officer |
Mark DeVries | Barclays PLC |
John Campbell | Stephens Inc. |
Mark Hughes | SunTrust Robinson Humphrey |
Erick Robinson | Piper Jaffray Companies |
Bose George | KBW |
Geoffrey Dunn | Dowling & Partners Securities |
Greetings and welcome to the First American Financial Corporation Third Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions]. A copy of today's press release is available on First American's website at www.firstam.com/investor.