Craig Barberio | VP, IR |
Dennis Gilmore | CEO |
Mark Seaton | EVP & CFO |
Jason Deleeuw | Piper Jaffray |
Mark Hughes | SunTrust Robinson Humphrey |
Mark DeVries | Barclays |
Mackenzie Aron | Zelman & Associates |
Carter Trent | Stephens Incorporated |
Bose George | KBW |
Geoffrey Dunn | Dowling & Partners |
Greetings, and welcome to First American Financial Corporation Third Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions] A copy of today's press release is available on First American's website at www.firstam.com/investor. Please note that this call is being recorded and will be available for replay from the company investors' website and for a short time, by dialing 877-660-6853 or 201-612-7415, and entering the conference ID 13683867.