Jay Sidhu | Executive Chairman |
Sam Sidhu | Vice Chairman, President, Chief Executive Officer |
Carla Leibold | Executive Vice President, Chief Financial Officer |
Andrew Bowman | Executive Vice President, Chief Credit Officer |
David Patti | Communications Director |
Peter Winter | D. A. Davidson |
Frank Schiraldi | Piper Sandler |
David Bishop | The Hovde Group |
Matthew Breese | Stephens |
Bill Dezellem | Tieton Capital Management |
Ladies and gentlemen, thank you for standing by. My name is Brent and I will be conference operator today. At this time I would like to welcome everyone to the Customers Bancorp Third Quarter 2022 Earnings Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.