Kelsey Duffey | Vice President, Investor Relations |
Willy Walker | Chairman & Chief Executive Officer |
Steve Theobald | Chief Financial Officer |
Jade Rahmani | KBW |
Steve DeLaney | JMP Securities |
Henry Coffey | Wedbush |
Good day and welcome to Walker & Dunlop's Fourth Quarter and Full Year 2018 Earnings Conference Call and Webcast. Hosting the call today from Walker & Dunlop is Willy Walker, Chairman and CEO. He is joined by Steve Theobald, Chief Financial Officer; and Kelsey Duffey, Vice President of Investor Relations. Today's call is being recorded and will be made available via webcast on the company's website. At this time, all participants have been placed in listen-only mode and the floor will be opened for your questions following the presentation.