Kelsey Duffey | VP of IR |
Willy Walker | Chairman & CEO |
Steve Theobald | Executive VP & CFO |
Jade Rahmani | KBW |
Henry Coffey | Wedbush |
Steve Delaney | JMP |
Matt Howlett | Wolfe Research |
Good morning, everyone. I'm Kelsey Duffey, Vice President of Investor Relations at Walker & Dunlop. And I would like to welcome you to Walker & Dunlop's Fourth Quarter and Full Year 2020 Earnings Conference Call and Webcast. Hosting the call today is Willy Walker, Walker & Dunlop Chairman and CEO. He is joined by Steve Theobald, Chief Financial Officer.