Catherine Wei | Financial Assistant |
Alan Thian | Chairman, President and CEO |
David Morris | EVP and CFO |
Kelly Motta | KBW |
Andrew Terrell | Stephens Inc. |
Good day, everyone, and welcome to the RBB Bancorp Earnings Conference Call for the Fourth Quarter and Fiscal Year 2020. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] And please note that today's event is being recorded. I'd now like to turn the conference over to Catherine Wei.