Susan Caudle | Investor Relations Officer and Secretary |
Malcolm Holland | Chairman and Chief Executive Officer |
Noreen Skelly | Chief Financial Officer |
Brad Milsaps | Sandler O'Neill |
Matt Olney | Stephens Inc. |
Brady Gailey | KBW |
Gary Tenner | D.A. Davidson |
Good day, and welcome to the Veritex Holdings, Inc’s Fourth Quarter 2017 Earnings Conference Call and Webcast. All participants will be in a listen-only mode. Please note, this event is being recorded. I would now like to turn the conference over to Ms. Susan Caudle, Veritex Holdings, Inc’s Investor Relations Officer and Secretary of the Board.