Susan Caudle | IR Officer & Secretary |
Malcolm Holland | Chairman & CEO |
Noreen Skelly | CFO |
Manny Mehos | Chairman of Green Bancorp |
Terry Earley | CFO of Green Bank |
Clay Riebe | Chief Credit Officer |
Brad Gailey | KBW |
Daniel Mannix | Raymond James |
Brad Milsaps | Sandler O'Neill |
Gary Tenner | D.A. Davidson |
Good day, and welcome to the Veritex Holdings, Third Quarter 2018 Earnings Conference Call and Webcast. All participants will be in a listen-only mode. Please note, this event is being recorded. I would now like to turn the conference over to Ms. Susan Caudle, Investor Relations Officer and Secretary to the Board of Veritex Holdings.