Susan Caudle | Investor Relations Officer and Secretary |
Charles Holland | Chairman & CEO |
Terry Earley | EVP & CFO |
Clay Riebe | EVP & Chief Credit Officer |
Brady Gailey | KBW |
Matt Olney | Stephens |
Brad Milsaps | Sandler O'Neill |
Brett Rabatin | Piper Jaffray |
Daniel Mannix | Raymond James |
Gary Tenner | D.A. Davidson |
Good day, and welcome to the Veritex Holdings First Quarter 2019 Earnings Conference Call and Webcast. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Ms. Susan Caudle, Investor Relations Officer and Secretary to the Board of Veritex Holdings.